GOBA Capital is a financial services company specializing in factoring and supply chain finance.
Unlike loans and traditional funding alternatives, we offer simple financial products and solutions that enable our clients to access the liquidity they need to operate and grow their business.
Because working capital is key to a company´s sound and uninterrupted operation, having an ally like GOBA to provide access to liquidity, while facilitating collection, product supply, accounting, and administrative processes, translates into peace of mind — as well as increased productivity, efficiency and effectiveness.
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Factoring is one of the best short-term financing options for companies that generate accounts receivable, regardless of their industry or service sector. It is a simple and effective financing alternative that helps companies improve their cash flow through the transfer of their accounts receivable to a third party,
providing immediate liquidity without having to wait for the expected collection date.
GOBA Capital’s Supli-Credit product provides the efficient management of suppliers for companies that want to optimize their cash flow. Through our vendor advance payment product, customers benefit from extended payment terms of up to 150 days. This provides more bargaining opportunities, which improve purchasing power and allow customers to obtain early payment discounts while giving suppliers the opportunity to collect their invoices in advance.
FLUIE is an innovative and unique service designed to provide liquidity to companies to pay their suppliers. This solution was developed in Ecuador through the alliance between Seguros Confianza and GOBA Capital. and GOBA Capital. Through this groundbreaking service, companies can obtain a revolving line of credit to pay their suppliers’ invoices with extended terms of up to 150 days. Five days after filing a simple application, GOBA can provide revolving credit lines to our clients, which are immediately available to pay their suppliers invoices, freeing up cash flow.