A Better Way to Finance
Gain liquidity for your business. We help you finance the smart way.
About
Goba Capital is a US-based global financial services company specializing in factoring and supply chain finance. Drawing on a variety of financing methods, we provide companies of all sizes with customized solutions that enable them to access the liquidity they need to grow, operate, and improve their businesses.
Unlike loans and traditional funding alternatives, Goba Capital’s solutions focus upon unlocking the liquidity that is already there within your business’ operations. By freeing up their working capital, Goba helps companies overcome many obstacles to growth and enables smoother and more profitable operations throughout their supply chains.
Why choose
All businesses need working capital. But when the need becomes substantial enough to consider financing solutions, it’s usually of critical importance.
In these circumstances, businesses may feel pressured to accept solutions that don’t fit with their goals before exploring other available options.
But that is not the way Goba Capital operates. We don’t believe in “selling” solutions to our clients, or in providing solutions without regard for the effect they might have on our clients’ businesses.
Rather, Goba Capital sees our clients as partners. We prefer to build long-term relationships that achieve success for our clients’ businesses today, and into the future as well.
Our success is built upon yours.
Our Values
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Integrity
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Truthfulness and ethical behavior are the cornerstones to any trusting relationship, and the only way Goba Capital will ever operate. Our integrity means everything to us, and we make this clear through the transparency and respect we bring to every business relationship.
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Humbleness
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Even as a leader in innovative business financing, Goba Capital strives to operate from a humble perspective. Humility is too often underrated, and it is a very powerful tool to help others to achieve their fullest potential.
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Be Bold
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Our mission as an organization is really one of empowerment. We help businesses to grow and achieve their fullest potential by removing obstacles such as cash flow. The message is clear: We are here for you, don’t be afraid to tread boldly.
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Effectiveness
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One of the things that makes Goba Capital unique as an innovative business financing company is that we look deeper in order to ensure each solution will work as intended. Efficacy is absolutely essential if we are to grow together. You are never on your own with us.
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Together We are Stronger
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Working together with our clients is a consistent theme for us. From the way we view our client relationship, to our ability to develop innovative business financing solutions that are precisely tuned to your business’ needs and goals. We are always stronger together.
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Positivity
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Optimism is always the best policy, especially when considering the future of your business. We begin with a belief that we can help your business, and our positive outlook guides us to explore the variety of possibilities available to arrive at the best possible option. Not for our business, but for yours.
Truthfulness and ethical behavior are the cornerstones to any trusting relationship, and the only way Goba Capital will ever operate. Our integrity means everything to us, and we make this clear through the transparency and respect we bring to every business relationship.
Even as a leader in innovative business financing, Goba Capital strives to operate from a humble perspective. Humility is too often underrated, and it is a very powerful tool to help others to achieve their fullest potential.
Our mission as an organization is really one of empowerment. We help businesses to grow and achieve their fullest potential by removing obstacles such as cash flow. The message is clear: We are here for you, don’t be afraid to tread boldly.
One of the things that makes Goba Capital unique as an innovative business financing company is that we look deeper in order to ensure each solution will work as intended. Efficacy is absolutely essential if we are to grow together. You are never on your own with us.
Working together with our clients is a consistent theme for us. From the way we view our client relationship, to our ability to develop innovative business financing solutions that are precisely tuned to your business’ needs and goals. We are always stronger together.
Optimism is always the best policy, especially when considering the future of your business. We begin with a belief that we can help your business, and our positive outlook guides us to explore the variety of possibilities available to arrive at the best possible option. Not for our business, but for yours.
Our Values
Mission: We are an asset-based lending organization which understands our customers’ needs and creates flexible, customizable financing solutions.
Vision: To help our clients unlock their growth and shareholder value through innovative and creative working capital solutions
Integrity
Humbleness
Be Bold
Effectiveness
Together We are Stronger
Positivity
Our Leadership Team
Goba Capital is guided by an experienced leadership team with decades of combined industry tenure.
But it is the vision, rather than the experience that has built our company into the innovative business financing company it is today.
Our firm was founded to fulfill a desperate need in working capital financing – to provide substantive financing solutions that would allow businesses to unlock the liquidity within their operations without the challenge of incurring greater debt.
Of course, given the broad and diverse nature of business around the world, that means that there can be no “one size fits all” solution. The only way to ensure the success of our clients is to treat each relationship individually, following the guiding principles (listed above) that will ensure mutual trust, and mutual success.
Client Success Showcase
CLIENT
A small woman-owned uniform and body armor company based in Miami, with annual revenues of about $3 million.CHALLENGE / OPPORTUNITY
With revenues declining 15% year-over-year, the company was awarded a $300 million firm-fixed-price contract by the US government. However, in order to fulfill the contract, the company needed to substantially increase its production capacity.SOLUTION & RESULT
Due to the excellent credit of the US Government as a purchaser and the proven ability of the company, Goba Capital offered a custom financing solution involving purchase order financing and accounts receivable factoring. This allowed the company to pay for raw materials, onboard additional equipment and labor, and to subcontract some of the manufacturing. They were able to grow rapidly enough to fulfill the contract, and successfully turned their revenues around and post a windfall of over $200 million.CLIENT
A California-based company that refurbishes, repairs, and re-sells mobile devices, with annual revenues of about $27 million.CHALLENGE / OPPORTUNITY
The company’s business model involved purchasing used phones at auction for cash, refurbishing them in a process that takes about 2 weeks, and then reselling them. After signing a contract with a significant buyer with payment terms of 20 days, the company faced a cash flow gap of about 35 days.SOLUTION & RESULT
Based on the debtor’s financial strength and the excellent performance experience of the customer. Goba approved a $4m factoring line for the discount of already delivered plus in transit receivables, allowing the customer to shorten the collection cycle and avoid starving their business of working capital.CLIENT
CHALLENGE/ OPPORTUNITY
The company’s business model involved purchasing used phones at auction for cash, refurbishing them in a process that takes about 2 weeks, and then reselling them. After signing a contract with a significant buyer with payment terms of 20 days, the company faced a cash flow gap of about 35 days.
SOLUTION & RESULT
I have known the management team of Goba for over 10 years and have a lot of respect for what they have built. Recently I landed a Fortune 150 customer, and the orders were coming in a different magnitude form before. I immediately called the Goba team, and we were up and running within a week. There is not much more to say than someone who can step up with significant liquidity in a very short period. I highly recommend Goba to any business that has invoice factor needs.
Colleen Pratt
Health and Medical
Thanks to our Supli-Credit line, our suppliers don’t have to wait long periods to get paid. They receive their payments promptly, allowing us to extend payment terms without sacrificing our cash flow.
Fred Caldwell
Energy
Factoring allows us to do business without interruptions and increase our profits due to the increased turnover of fresh product exports, keeping the payment to suppliers up to date and generating confidence in the industry.
Scott Sanchez
Hospitality
