Gain liquidity for your business. We help you finance the smart way.
Goba Capital is a US-based global financial services company specializing in factoring and supply chain finance. Drawing on a variety of financing methods, we provide companies of all sizes with customized solutions that enable them to access the liquidity they need to grow, operate, and improve their businesses.
Unlike loans and traditional funding alternatives, Goba Capital’s solutions focus upon unlocking the liquidity that is already there within your business’ operations. By freeing up their working capital, Goba helps companies overcome many obstacles to growth and enables smoother and more profitable operations throughout their supply chains.
All businesses need working capital. But when the need becomes substantial enough to consider financing solutions, it’s usually of critical importance.
In these circumstances, businesses may feel pressured to accept solutions that don’t fit with their goals before exploring other available options.
But that is not the way Goba Capital operates. We don’t believe in “selling” solutions to our clients, or in providing solutions without regard for the effect they might have on our clients’ businesses.
Rather, Goba Capital sees our clients as partners. We prefer to build long-term relationships that achieve success for our clients’ businesses today, and into the future as well.
Mission: We are an asset-based lending organization which understands our customers’ needs and creates flexible, customizable financing solutions.
Vision: To help our clients unlock their growth and shareholder value through innovative and creative working capital solutions
But it is the vision, rather than the experience that has built our company into the innovative business financing company it is today.
Our firm was founded to fulfill a desperate need in working capital financing – to provide substantive financing solutions that would allow businesses to unlock the liquidity within their operations without the challenge of incurring greater debt.
Of course, given the broad and diverse nature of business around the world, that means that there can be no “one size fits all” solution. The only way to ensure the success of our clients is to treat each relationship individually, following the guiding principles (listed above) that will ensure mutual trust, and mutual success.
The company’s business model involved purchasing used phones at auction for cash, refurbishing them in a process that takes about 2 weeks, and then reselling them. After signing a contract with a significant buyer with payment terms of 20 days, the company faced a cash flow gap of about 35 days.
I have known the management team of Goba for over 10 years and have a lot of respect for what they have built. Recently I landed a Fortune 150 customer, and the orders were coming in a different magnitude form before. I immediately called the Goba team, and we were up and running within a week. There is not much more to say than someone who can step up with significant liquidity in a very short period. I highly recommend Goba to any business that has invoice factor needs.
Thanks to our Supli-Credit line, our suppliers don’t have to wait long periods to get paid. They receive their payments promptly, allowing us to extend payment terms without sacrificing our cash flow.
Factoring allows us to do business without interruptions and increase our profits due to the increased turnover of fresh product exports, keeping the payment to suppliers up to date and generating confidence in the industry.