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The perfect

provider.

Your business is unique.
Your financing should be also.

The perfect

provider.

Your business is unique.
Your financing should be also.

Custom Financing Solutions

Why should your business try to make its needs conform to available financing solutions rather than finding solutions that cater to its needs?

Goba Capital works to clearly understand your unique business, and then carefully develops custom financing solutions that fit your needs perfectly.

Our financing specialists have a broad palette of financing methods available from which to formulate our custom financing solutions. Working from this palette, we are able to apply a variety of options and formulations to produce custom financing solutions that work within your specific business needs and requirements.

Our custom financing solutions include accounts receivable financing options, supply chain financing options, and options for inventory-based financing as well. Speak to a Goba financial advisor today to discover which solutions will work best for your business.

Custom
Financing Solutions

Why should your business try to make its needs conform to available financing solutions rather than finding solutions that cater to its needs?

Goba Capital works to clearly understand your unique business, and then carefully develops custom financing solutions that fit your needs perfectly.

Our financing specialists have a broad palette of financing methods available from which to formulate our custom financing solutions. Working from this palette, we are able to apply a variety of options and formulations to produce custom financing solutions that work within your specific business needs and requirements.

Our custom financing solutions include accounts receivable financing options, supply chain financing options, and options for inventory-based financing as well. Speak to a Goba financial advisor today to discover which solutions will work best for your business.

Our working captial financing process

Just like our financing solutions, our process is tailored to your business and its unique needs. Each of our accounts is managed personally by a skilled and knowledgeable financial professional who will guide you and your business throughout the process.

Step 1 Discovery

It begins with a conversation. Your personal account manager will ask about your business’ needs, as well as any limitations or requirements you may have for the solution you are seeking. During this initial consultation, we will only gather as much information as we need to formulate a customized solution for your business.

Step 2 Your Custom Solution

Once we have a solid understanding of your business and its needs, we formulate a custom solution that may include multiple financing options. Your account manager will personally present your customized working capital financing solution to you and answer any questions you may have.

Step 3 Documentation & Diligence

After your business approves your Goba custom financing solution, we will begin collecting the required documentation needed to perform all necessary due diligence. Your account manager will help guide you through this step, enabling your financing to be approved in a timely manner.

Step 4 Approval & Security

Once our diligence is complete, your financial solution will come before our credit committee for final approval. At this stage, any necessary structuring for your custom working capital financing solution will be implemented to the satisfaction of both parties.

Step 5 Financing Available

Upon final approval of your financing solution your established line will become operational, and you can begin requesting funds per the terms of your agreement. Goba Capital relies upon establishing long-term relationships with our customers and endeavors to provide thorough, courteous, and professional service throughout the working capital financing process.

Our working captial financing process

Just like our financing solutions, our process is tailored to your business and its unique needs. Each of our accounts is managed personally by a skilled and knowledgeable financial professional who will guide you and your business throughout the process.

Get Started

STEP 1

Discovery

It begins with a conversation. Your personal account manager will ask about your business’ needs, as well as any limitations or requirements you may have for the solution you are seeking. During this initial consultation, we will only gather as much information as we need to formulate a customized solution for your business.

STEP 2

Your Custom Solution

Once we have a solid understanding of your business and its needs, we formulate a custom solution that may include multiple financing options. Your account manager will personally present your customized working capital financing solution to you and answer any questions you may have.

STEP 3

Documentation & Diligence

After your business approves your Goba custom financing solution, we will begin collecting the required documentation needed to perform all necessary due diligence. Your account manager will help guide you through this step, enabling your financing to be approved in a timely manner.

STEP 4

Approval & Security

Once our diligence is complete, your financial solution will come before our credit committee for final approval. At this stage, any necessary structuring for your custom working capital financing solution will be implemented to the satisfaction of both parties.

STEP 5

Financing Available

Upon final approval of your financing solution your established line will become operational, and you can begin requesting funds per the terms of your agreement. Goba Capital relies upon establishing long-term relationships with our customers and endeavors to provide thorough, courteous, and professional service throughout the working capital financing process.

Let Us Formulate the Custom Financing Solutions for You

Talk to us today

At Goba Capital, we serve businesses by learning and thoroughly understanding their unique needs so that we can provide them with the best possible custom financing solutions.

The financing options listed here are provided to aid understanding of how some of the services we offer may function. 

They are not intended to be used as a menu of services from which to choose. Our financial specialists will be happy to guide you through the process and formulate the proper custom financing solutions for your business.

Talk to us today

Accounts

Receivable Financing (Factoring)

A common dilemma for many Goba Capital customers is actually caused by an abundance of success. Having too many orders or contracts should be a good thing, but it can cause a bottleneck in your business’ cash flow that can interfere with your ability to purchase needed supplies or pay for the labor needed to complete the orders you have.

Many of our custom financing solutions incorporate some form of accounts receivable (AR) financing, or factoring. This effective short-term financing method allows businesses to transfer their accounts receivable to a third party in exchange for immediate cash, allowing them to instantly gain liquidity without having to endure the wait until they would otherwise collect from those accounts.

This is especially valuable for businesses that offer extended payment terms, or are overly burdened with the collection process.

BENEFITS
  • Generates liquidity without incurring debt
  • Obtain immediate access to working capital
  • Allows the flexibility of granting extended payment terms to customers
  • Improve financial ratios & operational leverage
  • Provides professional credit analyses of your customers or debtors
  • Improves collections without incurring additional costs
BENEFITS

Supply Chain

Financing
(Supli-Credit)

Business doesn’t exist in a vacuum. Many are at the center of their own ecosystem with vital symbiotic relationships between the business and its suppliers. Goba Capital understands the importance of this dynamic, and is able to help many businesses optimize their cash flow through a supply chain financing service known as “Supli-Credit.”
This methodology works by lubricating the wheels of industry, advancing early payments to suppliers and extending payment terms to customers up to 150 days. Businesses benefit from improved purchasing power and greater bargaining and leverage opportunities allowing them to obtain early payment discounts from their suppliers, who also benefit.
BENEFITS
  • Optimize cash flow
  • Extends payment terms up to 150 days
  • Strengthens negotiations & relations with suppliers
  • Receive cash advances without increasing your bank debt
  • Increases purchasing power & capacity
  • Can be utilized with multiple suppliers
BENEFITS

Inventory

Financing

It is not uncommon for businesses of all sizes to find their working capital tied up in inventory. This is especially true of businesses that rely upon seasonal sales or commonly have to fill large orders. But what happens when you need cash flow to keep your business moving forward?
One potential solution is inventory financing or inventory buyback. These solutions allow businesses to unlock cash reserves that would be otherwise dormant in inventory while keeping that inventory accessible as needed. Even if it is in the process of being delivered to their customers.
BENEFITS
  • Finance your inventory without reporting debt on your balance sheet
  • Maintain acceptable inventory levels without sacrificing cash flow
  • Obtain purchasing discounts.
  • Easier to obtain than conventional financing
  • Maintain rapid access to inventory and contractual inventory levels
  • Finance up to 80% of inventory market value
  • Leveraged inventory does not need to be repurchased.
BENEFITS

Purchase Order

Financing

When your customers place an order for goods you are selling, their commitment to buy can potentially enable your access to working capital. Purchase Order Financing is a short-term financing method used to pay suppliers for the cost of manufacturing or purchasing the goods ordered by your customers. This type of financing eliminates the frustrating gridlock many
companies experience when they have insufficient capital to fulfill their orders. Instead, Purchase Order Financing gives companies the ability to accept larger orders than they have supply resources to fulfill, allowing them to grow their businesses by serving customers with greater needs. Purchase Order Financing is often suggested in combination with other financing options because it can also be used to improve profitability.

And because Purchase Order Financing is not a loan, it will not appear as a liability on your company’s balance sheet.

BENEFITS
  • Grow into new markets
  • Complementyour line of credit
  • Improve profitability by paying suppliers upfront
  • Finance up to 100% of the purchase order cost
  • Allows you to take on new large orders
  • Purchase Order Financing is NOT a loan, so it does not appear as a liability on the balance sheet
BENEFITS

Get started today.

Let Goba Capital help your business achieve the success it deserves.

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Locations

Miami Headquarters

+1.305.709.4607

Bogotá

+57.310.859.4781

Guayaquil

+59.395. 9974730

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